Accidents and unforeseen events can happen on the road, and having a reliable car insurance policy is crucial for protecting yourself and your vehicle. If you’re insured with Oriental Car Insurance, it’s essential to understand the claims process to ensure a smooth experience when the need arises. Here we are going to look at how one can raise a claim in Oriental car insurance and what things they need to know before they file of Oriental car insurance claim.
Types Of Insurance Claims In Oriental Car Insurance
Cashless Insurance Claim
By getting a cashless insurance claim the policyholder can get their vehicle serviced and repaired at any network garage under car insurance claim for any damages that may have happened to any unforeseen and unfortunate circumstances without paying any charges for them as the insurance provider directly settles the amount with the network garage.
Reimbursement Insurance Claim
In case the policyholder is unable to reach any network garage they can easily get their vehicle serviced and repaired at any nearby private garage and raise an Oriental car insurance claim for the same by submitting a reimbursement insurance claim request. The policyholder will be reimbursed for repairs and services done after charging standard deductibles.
Oriental Car Insurance Claim Process
The following are the steps one needs to follow to raise a claim in Oriental car insurance:
Cashless Oriental Car Claim
Intimate the insurance provider: One needs to immediately inform the Oriental insurance claim department of the damages that may have happened due to any unforeseen and unfortunate circumstance to them within 24 hours to avoid any future hassles by directly calling the toll-free number or visiting their official website.
Reimbursement Oriental Car Claim
Intimate the insurance provider: One needs to immediately inform the Oriental insurance claim department of the damages that may have happened due to any unforeseen and unfortunate circumstance to them within 24 hours to avoid any future hassles by directly calling the toll-free number or visiting their official website.
Documents Required For Oriental Car Insurance Claim Process
The following are the various documents that are required to submit to raise a claim in Oriental car insurance:
· Accurately filled and signed claim request form
· Original policy documents
· Registration of the vehicle
· Driving licence of the owner
· Bill receipts in case of reimbursement claim
· FIR report copies if applicable
· No trace report in case of theft
· Declaration of theft from the regional RTO office
Common Reasons For Insurance Claim Rejection
One needs to make sure to follow all the policy terms and conditions when raising a claim in Oriental car insurance to avoid any rejection of the insurance claim. The following are some common reasons for insurance claim rejection that one needs to be aware of:
· Expired insurance policy.
· False information provided.
· Fraudulent claim.
· Self-inflicted damage on the vehicle.
· Damage due to negligence.
· Driving without a licence.
· Drunk driving.
Raising a claim with Oriental Car Insurance need not be a daunting task if you follow these steps diligently. Timely reporting, accurate documentation, and cooperation with the insurance company can significantly streamline the claims process, allowing you to get back on the road with peace of mind. Familiarize yourself with your policy terms and conditions to ensure a hassle-free claims experience when the unexpected occurs. Now one can also get a comprehensive insurance policy for their vehicle in just a few easy steps from Quickinsure by visiting their official website and comparing various available insurance policies and getting the one that meets their requirements.
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